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Appraised Value after rehab: $200,000 multiplied by the maximum mortgage to worth of ninety six.5%25 provides you the optimum loan quantity $193,000. OUCH, that is a difference of $11,841.00. Now here is exactly where the greatest benefit comes in. Remember I said the appraised value following the rehab is elevated by 10%25? Well that would give us a value of $220,000 to use for financing. Multiply that by 96.five%twenty five and you get a maximum loan amount now of $212,300. We can now do the financing and this offer can get carried out.